About Kern County Business Services (KCBS)

Your Trusted Partner for Payment Solutions & Business Growth

At Kern County Business Services (KCBS), we are dedicated to helping small and medium-sized businesses in Bakersfield and Kern County thrive with cost-effective payment processing, advanced POS systems, and tailored business funding solutions. Our mission is to provide transparent, locally supported services that help business owners keep more of their hard-earned profits while ensuring smooth, secure transactions.

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    Average Savings

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    Average Growth

14

Years Of Experience

  • (661) 912-1575
  • ben@kerncbs.com

Benjamin McCay

Business Advisor

With over 8 years of experience serving businesses in Kern County, I specialize in helping local entrepreneurs streamline payments, reduce costs, and access essential funding to grow their businesses.

My Expertise & Skills

  • Merchant Services & Payment Solutions – Helping businesses lower transaction fees, implement zero-cost processing, and integrate modern, secure payment systems.
  • POS System Implementation – Assisting businesses in selecting, setting up, and optimizing point-of-sale (POS) systems tailored to restaurants, retail, and service-based industries.
  • Business Funding & Financing – Guiding small businesses through merchant cash advances, equipment financing, and business loans to secure the capital they need.
  • Cost Reduction & Statement Analysis – Conducting in-depth merchant statement reviews to identify hidden fees, negotiate better rates, and implement cost-saving solutions.
  • Customer Retention Strategies – Implementing gift card and loyalty programs to boost repeat business and customer engagement.
  • Digital Optimization & E-Commerce Payments – Helping businesses integrate online payment solutions, Google My Business SEO, and digital booking/payment systems to maximize their online presence.
Core Services

Why Choose Kern County Business Services?

Transparent & Low-Cost Payment Processing

Eliminate hidden fees and high credit card processing rates with our cost-effective solutions. We help businesses reduce transaction costs while ensuring fast, secure payments that keep more revenue in your pocket.

Modern POS Systems & Contactless Payments

Upgrade your business with state-of-the-art POS systems, mobile card readers, and contactless payment solutions. Whether you're in retail, restaurants, or mobile services, we provide seamless, secure transactions for your customers.

Business Loans & Funding Solutions

Access the working capital you need with flexible funding options, including merchant cash advances, small business loans, and equipment financing. Whether you're expanding, upgrading, or recovering, we provide funding solutions tailored to your goals.

Gift Card & Loyalty Programs

Boost customer retention with custom-branded gift cards and automated rewards programs. Our solutions encourage repeat business, increase sales, and strengthen customer relationships with easy-to-manage loyalty systems.

Website & Digital Optimization

Enhance your online presence and search rankings with our expert eCommerce payment integration, Google My Business optimization, and digital booking/payment solutions. We ensure customers can find, trust, and transact with your business online.

Expert Statement Analysis & Cost Reduction

Stop overpaying on processing fees! We will do an in-depth audit of your current merchant statements, uncovers hidden charges, and provide you with better rates to help you cut costs, maximize profits, increase your bottom line.

Schedule a Free Consultation Today!

Looking to reduce processing fees, upgrade your payment system, or secure funding for your business? Let’s talk! Contact us for a free consultation, and we’ll help you find the best solutions tailored to your needs.

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